Terms of Use

CreditUp provides educational information and product discovery only. It is not a credit bureau, lender, credit repair law firm, or official credit scoring provider.

We do not guarantee any specific credit score increase, loan or card approval, or the removal of accurate negative information from your credit report. Credit score changes depend on your individual credit file, reporting cycles, scoring models, and creditor behavior.

Product descriptions, fees, APRs, deposits, and terms should be verified directly with the provider before applying. Unknown information is shown as "Verify with provider."

Dispute guidance applies only to items you genuinely believe are inaccurate or incomplete. We do not provide personalized legal conclusions about your credit disputes.

By using CreditUp you agree that the content is educational and not legal, financial, or credit-repair advice.